With Britannia, the UK's leading moving group, you know your move is in safe hands. We value your home and its contents as much as you do yourself. When you move overseas with Britannia, we take care to protect your belongings as if they were our own. with over twenty years of experience, however, we know there is still a risk of loss or damage occurring. For complete peace of mind when moving abroad, we recommend our 'Flexicover' Insurance. Britannia can arrange a policy that covers you against all insurable risks of loss or damage from the time we take charge of your belongings until they are delivered to your destination. Giving you comprehensive cover through a major international insurer.

How Much Cover Do I Need? Remember to insure your belongings for their full replacement value at your destination. If you need to make a claim our insurers will only be able to deal with your claim using the values you have declared. We would advise you to take care to complete your insurance proposal form (when supplied) as accurately as possible. Also, don't forget to include the cost of shipment as in the unlikely event of loss you could still be out of pocket on packing and freight costs.

Can I Insure All My Valuables? Our insurers cover china, glassware and other fragile objects up to 20% of the total value of your consignment, though values in excess of this can be covered for an additional premium. Breakages of fragile items are covered if we are packing and unpacking them for you. Make sure you list and value particularly valuable items such as ornaments or paintings separately on your proposal form. There are a number of items that insurers can't cover. These include precious stones, coins, stamps, cash, securities, computer software, data, documents and animals. The full list of exclusions is available on request.

Warehousing Your cover includes up to two months incidental storage insurance. You can extend your cover for longer but please let us know in advance as you will need to pay a small additional premium. Extended insurance cover may be subject to further exclusions. Electrical Appliances Before you move, some of your electrical appliances such as refrigerators and washing machines may need special attention to ensure that they travel safely. It is important that you ask the suppler to undertake any necessary preparation or you might not be able to make a claim if anything goes wrong.

What if Things Get Broken? We will do everything possible to deliver your possessions in the same condition as we receive them. However, should something be lost or damaged you should follow carefully the procedure for submitting claims which is shown on the back of your certificate. You should try to inspect your belongings immediately on delivery so that you can ask the delivery crew to certify any loss or damage. If you find loss or damage after delivery, this should be reported within one week. Keep any damaged items, together with packing materials, as they may need to be inspected.

How Do I Insure My Move? It couldn't be easier to take out insurance through Britannia. Simply complete the proposal form when provided after studying the 'Notes for Guidance' inside the cover. Make sure you keep the final copy of the proposal form so that you can check what you have insured.